Financing HVAC Services
Financing Available for Your Residential HVAC Needs
Financing HVAC services can provide homeowners and businesses with a manageable way to invest in heating, ventilation, and air conditioning systems without having to pay the full cost upfront. Many HVAC companies offer financing options, which may include competitive interest loans and convenient payment plans, allowing customers to spread the cost over several months or years. This flexibility can make it convenient for essential services like system repairs, replacements, or maintenance, especially in the case of unexpected breakdowns or upgrades. Additionally, financing can help preserve cash flow while ensuring that energy-efficient or more advanced HVAC systems are within reach, potentially lowering future energy bills and improving overall comfort.
Flexible Financing Options for New Systems & Repairs
Unexpected HVAC repairs or equipment replacements can be stressful and costly. That’s why we partner with OPTIMUS, the all-in-one financing platform that helps us make your project stress-free and affordable.
OPTIMUS offers multiple financing programs to get you the best rate possible, even if you have challenged credit. Get pre-qualified today for a flexible payment plan in less than two minutes without impacting your credit score.
You can apply for the financing option that best fits your needs, or one of our Comfort Advisors can review available options with you during your in-home estimate.
GreenSky Financing Options through OPTIMUS
Our primary financing programs are available through GreenSky, with several promotional and extended-payment options to fit different budgets:
- No Interest if Paid in Full within 15 Months
- Plan 4158. Subject to credit approval. APR Rates range from 17.99%-29.99% (fixed periodic interest rates range from 17.99%-29.99%). Only well-qualified applicants will receive an APR of 17.99%; some applicants may not qualify. Loan amount and rate will vary based on your income and creditworthiness. 15-month promotional period (“Promo Period”) during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are required during the Promo Period but making only the required monthly payments will not pay off the amount financed by the Promo Period expiration date. Any unpaid balance and amounts owed after Promo Period will be paid over 69 monthly payments. Example for $10,000 loan: 29.99% APR, 84 monthly payments of $285.86. Actual payments based on amounts and timing of purchases. Call 866-936-0602 for details.
- No Interest if Paid in Full within 6 Months — No Payments During the Promotional Period
- Plan 2511. Subject to credit approval. APR Rates range from 17.99%-29.99% (fixed periodic interest rates range from 17.99%-29.99%). 6-month promotional period ("Promo Period") during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are not required during the Promo Period. Any unpaid balance and amounts owed after Promo Period will be paid over 78 monthly payments. For example, assuming the full credit limit is used on the loan approval date and no payments are made during the Promo Period, for every $1,000 financed at a fixed interest rate of 29.99%, 78 monthly payments of approximately $34.31 are required after the Promo Period. This example is an estimate only. Actual payment amounts are based on the amount and timing of purchases.
- Reduced Rate of 9.99% for 180 Months
- Plan 1599. Loan term is 180 Months at fixed rate of 9.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 9.99% APR, 180 monthly payments of $10.74.
Other plans available. Subject to credit approval. These examples are estimates only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.
Loans for the GreenSky consumer loan program are offered and made by federally insured, federal or state chartered financial institutions providing credit without regard to age, race, color, religion, national origin, gender, disability, or familial status. A list of financing institutions currently providing loans through the GreenSky Program is available at www.greensky.com/bank-partners. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.
Additional Financing Options
For customers looking for additional flexibility, financing may also be available through:
Our Comfort Advisors can provide information about the financing programs available for your project and help you review your options.
Financing is subject to credit approval. Available plans, rates, terms, minimum finance amounts, and promotional offers may vary. Please review the applicable financing agreement for complete terms and conditions.
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